Digiledge CBDC

How can financial institutions

enable RBI-backed

CBDC payment solutions?

With Digiledge’s CBDC solution, we empower financial institutions to seamlessly enable Central Bank Digital Currency acceptance across payment touchpoints. Built for interoperability and regulatory alignment, our API-first stack helps institutions stay ahead of evolving RBI digital currency mandates, offering faster settlement, reduced transaction costs, and an omnichannel payment experience.

Tap into new revenue streams through CBDC-enabled transactions

Drive merchant retention with digital rupee capabilities.

Accelerate GTM with ready-to-deploy payment solutions

Key Features

Tap into new revenue streams through CBDC-enabled transactions.

Business Impact 

Be an early mover in digital currency adoption with Mintoak’s blockchain-powered CBDC stack. Fast, secure, and cost-efficient, it enables new revenue streams and enhances your merchant offering.

Tap into new revenue streams

Launch Digital Rupee at scale

Stay future-ready with blockchain

Why Choose Us

Explore Products

Digiledge is built as an RBI CBDC compliant platform, operating within the regulatory boundaries set for the retail digital rupee (e₹-R) pilot and beyond. As an e-rupee payment solution, it handles interoperability requirements, transaction reporting, and wallet limit guidelines - so banks can focus on merchant adoption rather than regulatory plumbing.

How does Digiledge CBDC align with RBI's digital currency framework?

Digiledge enables banks to onboard merchants for digital rupee merchant payments through existing app-based journeys - no separate onboarding workflow needed. Once activated, merchants accept e-rupee across QR, soundbox, and POS channels. The digital rupee API integration layer ensures transaction data flows seamlessly between the merchant, the bank, and RBI's CBDC settlement infrastructure.

How does Digiledge CBDC handle merchant onboarding for digital rupee acceptance?

Yes. Digiledge is built around CBDC and UPI interoperability, so merchants and consumers don't need a separate payments stack for digital rupee transactions. It works alongside existing UPI infrastructure, letting banks offer e-rupee as an additional payment mode rather than a replacement - reducing friction for both merchants and end customers.

Does Digiledge CBDC support interoperability with UPI and other payment systems?

Traditional settlement involves multiple intermediaries, adding time and cost. Digiledge uses a blockchain payment solution to enable near-instant CBDC settlement - transactions settle directly on the digital currency ledger, bypassing conventional interbank clearing. For banks, this means lower reconciliation overhead, reduced float costs, and faster access to funds for merchants.

How does Digiledge CBDC improve payment settlement for banks?

Digiledge combines fintech infrastructure expertise with a purpose-built stack that helps banks go live quickly. As a CBDC platform provider in India, its API-first, blockchain-powered architecture cuts time-to-market significantly. It supports digital rupee API integration with existing core banking systems and is built to evolve as RBI's CBDC program expands - a future-ready choice for early movers.

What makes Digiledge a strong CBDC platform provider for banks in India?

Frequently Asked Questions

Empower SMEs with seamless credit management—from capturing customer details to maintaining credit history and sending timely payment reminders.