We enable
merchant acquirers
to empower their
merchant ecosystem.
White-labeled merchant platform for
Smart Payments
Static / Dynamic QR
Cards
Link Pay
Soundbox
Trusted by leading acquirers
Helping acquirers go beyond payments with a complete merchant engagement platform.
Group key metrics
16 Million +
Customers
5 Billion+
Annualised transactions
$93 Billion+
Annualised GMV
Our key modules
Mintoak DigiOnboard
Seamlessly onboard existing to bank & new to bank base
Digitize merchant risk assessment
Generate bank’s Merchant IDs and Terminal IDs
Subsidiaries
ICC Loyalty is a Dubai, UAE-headquartered loyalty technology company that helps banks and enterprises build customer engagement and rewards programmes. Its platform enables financial institutions to deliver personalised rewards, targeted campaigns and lifecycle marketing that improve customer acquisition, engagement and retention.
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Digiledge is an NPCI-certified Technology Service Provider (TSP) that powers merchant acquirers, payment aggregators, and agent institutions with interoperable and integrated digital payment solutions. Its modular stack includes Bharat Connect–compliant bill payment, CBDC-ready infrastructure and FX Retail.
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Life at Mintoak
Each day at Mintoak epitomizes the values we, as a team, hold dear: excellence, integrity, impact, innovation, diversity, empowerment, and curiosity.
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