Mintoak CreditLedger
Mintoak CreditLedger is an SME credit management solution that enables merchant acquirers to empower their SMEs with seamless credit management, from capturing customer details to maintaining credit history and sending timely payment reminders.
Key Features
Key Features
Help SMEs track credit sales and deferred payments
Simplify partial or full payment collections for dues
Provide a real-time funnel view of merchant credit history across outlets
Allow SMEs to send payment reminders and improve credit collection rate
Business Impact
Informal credit digitization for credit sales recording
Higher merchant retention rate on the app through a digital ledger experience
Effective float consolidation to increase revenue generation and improve credit collection rate
Why Choose Us?
We are committed to simplifying SME credit management through innovative solutions that enhance business efficiency for your SME customer base and portfolio management.
Generates real-time credit history
Explore Products
Frequently Asked Questions
Mintoak CreditLedger is an SME credit management module built into Mintoak's merchant payments app, giving banks and acquirers a digital credit tracking and collection tool for their SME merchants. For the millions of retailers and small businesses that still run credit sales on paper notebooks or informal ledgers, CreditLedger replaces that process with a structured digital flow, capturing customer details, recording credit sales, maintaining repayment history, and sending automated payment reminders, all within the merchant app.