Mintoak PortfolioPulse

How can acquirers

keep track of

their merchant portfolio? 

Empowers acquirer Portfolio and Product teams with real-time merchant app and portfolio performance data. The split of payment volumes and value along with merchant behavioural trends across segments, allow acquirers to proactively manage their merchant portfolio.

Mintoak PortfolioPulse 

Real-time monitoring across merchant segments.

Analyse onboarding, retention and monetization lifecycle stages of the merchant journey.

Identify opportunities to engage with at-risk merchants and manage the overall portfolio.

Create custom reports for internal stakeholders to drive action.

Key Features

Drive merchant activation and boost retention.

Maximize revenue and profitability.

Engage with at-risk merchants.

Business Impact 

Leverage our expertise in merchant portfolio analytics to deliver an analytical dashboard to your portfolio and product teams, providing a real-time view across the entire business.

Real-time view across merchant portfolio

Modular architecture 

White-labeled solution

Why Choose Us?

Explore Products

We empower portfolio and product teams with real-time app and portfolio data, merchant activation trends across portfolios to monetize their SME relationships.

PortfolioPulse | Track merchant activation trends

Merchant activation tracking is central to PortfolioPulse. The dashboard gives acquiring teams real-time visibility into which merchants are onboarded but inactive, transacting regularly, or showing signs of disengagement. This merchant retention analytics layer lets banks intervene before a merchant churns- directly improving activation rates and reducing attrition across large portfolios.

How does PortfolioPulse help banks track merchant activation and retention?

PortfolioPulse surfaces at-risk merchant identification by flagging merchants whose transaction frequency, volumes, or app engagement have dropped. Built-in merchant segmentation groups merchants by behaviour, lifecycle stage, and risk level- so acquiring teams can prioritise outreach to the merchants most likely to churn, rather than running blanket campaigns across the portfolio.

How does PortfolioPulse help acquirers identify and engage at-risk merchants?

PortfolioPulse delivers a GPV analytics dashboard that tracks payment volume trends across the merchant base in real time. Beyond total volume, it breaks down GPV by payment mode, merchant segment, geography, and lifecycle stage giving product teams a granular merchant performance view to identify where growth is coming from and where it's softening.

What GPV and payment analytics does PortfolioPulse provide to acquiring teams?

PortfolioPulse gives acquirer portfolio and product teams a real-time merchant performance tracking view of payment volumes, value, and merchant behavior analytics banking trends across segments. By surfacing which merchants are monetising well and which aren't, it helps banks proactively manage their acquiring portfolio management dashboard - identifying opportunities to maximise revenue and profitability rather than reacting after the fact.

How does PortfolioPulse help acquirers maximise revenue and profitability from their merchant portfolio?

Yes. PortfolioPulse is offered as a white-label portfolio analytics solution banks can deploy fully without building one from scratch. Its modular architecture lets banks configure the analytics views they need. It also integrates with the broader Mintoak platform, so banks already using SmartPayments, DigiOnboard, or SoundHub can add merchant acquiring analytics without a separate implementation.


Key Features

Frequently Asked Questions