Mintoak Product
How do we enable merchant acquirers to drive incremental GPV acceptance across payment modes and devices?
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Mintoak SmartPayments

Enables merchant acquirers with a comprehensive payment acceptance module that consolidates payment modes - QR, Soundbox and POS across devices into one merchant app.

Mintoak SmartPayments

Key Features

  • Offer real-time digital payment acceptance and instant confirmation across all payment modes

    Offer real-time digital payment acceptance and instant confirmation across all payment modes

  • Seamless integration with existing or new payment processors for faster merchant acquiring

    Seamless integration with existing or new payment processors for faster merchant acquiring

  • Accept multiple payment modes - UPI, Cards, Link Pay, QR Code, Tap on Phone, Scan & Pay, E-Commerce. and more  through one unified merchant payments app

    Accept multiple payment modes - UPI, Cards, Link Pay, QR Code, Tap on Phone, Scan & Pay, E-Commerce. and more through one unified merchant payments app

  • Integrate global and local payment acceptance

    Integrate global and local payment acceptance

  • Enable payment reconciliation across app, POS and Soundbox in real- time

    Enable payment reconciliation across app, POS and Soundbox in real- time

Business Impact

Grow your digital payment proposition and GPV across the merchant portfolio

Grow your digital payment proposition and GPV across the merchant portfolio

Accessing SME creditworthiness made easy with real-time transaction data

Accessing SME creditworthiness made easy with real-time transaction data

Effective cash float consolidation to drive revenue generation and merchant acquiring growth

Effective cash float consolidation to drive revenue generation and merchant acquiring growth

Why Choose Us?

Mintoak SmartPayments is committed to helping you drive merchant activation and incremental GPV growth through multi-mode payment acceptance across devices.

 Drive portfolio growth

Drive portfolio growth

Integrates with your existing infrastructure

Integrates with your existing infrastructure

Global payment compatibility

Global payment compatibility

Frequently Asked Questions

What is Mintoak SmartPayments, and how does it help banks grow their merchant payment business?

Mintoak SmartPayments is a unified merchants payment acceptance platform built for banks and merchant acquirers to consolidate all payment modes - UPI, Cards, QR, Link Pay, Tap on Phone, Mobile Money and Soundbox - into a single merchant companion app, a white-labeled solution. Rather than managing multiple disconnected tools, acquirers get one platform that directly drives GPV growth merchant acquiring across their entire portfolio. For banks looking to strengthen their payment proposition, SmartPayments makes it possible to activate and retain more merchants under their own brand.

How does SmartPayments help merchants track and reconcile payments?
Can SmartPayments integrate with a bank's existing payment infrastructure?
How does SmartPayments help banks grow GPV across their merchant base?
Is Mintoak SmartPayments available as a white-label solution for banks?
What does real-world merchant data say about digital payment growth in India?

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